Terms & Conditions / Términos y Condiciones

Last updated / Última actualización: October 2, 2026

About Marcano Group / Acerca de Marcano Group

Marcano Group is a brand operated by M&S Health Group Corp. These Terms govern the use of marcanogroup.com and communications requested from us, including insurance information, appointment scheduling, email and SMS communications.

Marcano Group es una marca operada por M&S Health Group Corp. Estos Términos regulan el uso de marcanogroup.com y las comunicaciones que usted solicite, incluyendo información de seguros, programación de citas, correo electrónico y mensajes SMS.

Insurance information / Información de seguros

Website content is for general informational purposes and is not legal, tax, investment or financial advice. Insurance availability, eligibility, premiums, underwriting, benefits, exclusions and policy terms vary by carrier, state and individual circumstances. Quotes and illustrations are not guarantees of approval, premium, benefits or policy performance. Final terms are determined by the applicable carrier and policy documents.

El contenido del sitio es informativo y no constituye asesoría legal, fiscal, de inversión o financiera. La disponibilidad, elegibilidad, primas, suscripción, beneficios, exclusiones y términos de póliza varían según la aseguradora, el estado y las circunstancias individuales.

SMS/Text Messaging Terms

If you voluntarily provide your mobile number and affirmatively consent to receive text messages, you authorize Marcano Group, operated by M&S Health Group Corp, to send recurring informational SMS messages related to your insurance inquiry, requested consultation, appointment scheduling, confirmations, reminders and service follow-up.

Message frequency varies. Message and data rates may apply. Consent to receive SMS messages is not a condition of purchase.

You may opt out at any time by replying STOP. For assistance, reply HELP or email info@marcanogroup.com. Carriers are not liable for delayed or undelivered messages. Mobile information and SMS consent data will not be sold or shared with third parties for their own marketing or promotional purposes. Service providers may process messaging data only as necessary to provide communications you requested.

Términos de Mensajes SMS

Si proporciona voluntariamente su número móvil y acepta expresamente recibir mensajes de texto, autoriza a Marcano Group, operada por M&S Health Group Corp, a enviar mensajes SMS informativos recurrentes relacionados con su solicitud de información de seguros, consultas, programación de citas, confirmaciones, recordatorios y seguimiento del servicio.

La frecuencia puede variar. Pueden aplicar tarifas de mensajes y datos. El consentimiento para recibir SMS no es condición de compra.

Puede cancelar en cualquier momento respondiendo STOP. Para ayuda, responda HELP o escriba a info@marcanogroup.com. La información móvil y los datos de consentimiento SMS no serán vendidos ni compartidos con terceros para sus propios fines de marketing o promoción.

Email communications / Comunicaciones por correo

If you provide an email address, we may use it to respond to your inquiry, send requested information, confirm appointments and provide service-related communications. Marketing emails may be unsubscribed from using the mechanism provided in the message.

Third-party services / Servicios de terceros

Our website may link to insurance carriers, enrollment platforms, scheduling services, social networks or other third-party websites. Those third parties have their own terms and privacy practices.

Intellectual property / Propiedad intelectual

Unless otherwise stated, website content, branding, text, graphics and original materials are owned by or licensed to M&S Health Group Corp / Marcano Group and may not be reproduced commercially without permission except as permitted by law.

Changes / Cambios

We may update these Terms periodically. The date above indicates the latest revision. / Podemos actualizar estos Términos periódicamente. La fecha indicada arriba muestra la última revisión.

Contact / Contacto

Questions: info@marcanogroup.com